We Help Homeowners With Property Damage Navigate The Insurance Claims Process For Max Payout
About Us
We Fight for Homeowners, Not Insurance Companies
At Claims and Appraisers, our mission is simple — protect homeowners from unfair insurance practices. We’ve handled thousands of claims and know exactly how carriers try to underpay or deny property damage coverage. With us on your side, you’ll have an experienced advocate making sure you get the settlement you deserve.
Who We Are
We are licensed public adjusters dedicated to representing policyholders in their toughest times. Whether it’s fire, water damage, storms, or vandalism, we make sure the insurance company honors the policy you pay for. Our inspections are free, our consultations are honest, and we only earn when you get paid.
How We Work for You
From start to finish, we simplify the claims process and take the stress off your shoulders. Here’s how we do it:
Free Inspection & Policy Review
We visit your home, assess the damage, and carefully review your insurance policy.
Documentation & Estimate
Our team documents every detail of the loss and prepares a thorough estimate.
Negotiation & Settlement
We work directly with your insurance company to secure the maximum settlement possible.
Why Choose Us
Insurance companies have teams of adjusters, lawyers, and experts working for them — shouldn’t you? With insider knowledge of how insurance claims are processed, we know how to document your loss, challenge unfair estimates, and fight for what’s rightfully yours.
Frequently Asked Questions
What does a public adjuster do?
A public adjuster works exclusively for you, the policyholder — not the insurance company. We assess your property damage, review your policy, and negotiate the highest possible settlement on your behalf.
How much do your services cost?
We work on a contingency basis, meaning we don’t get paid unless you do. Our fee is a small percentage of your settlement, and our inspection & consultation are always free.
When should I call a public adjuster?
The sooner, the better. We can help from the start of your claim to avoid mistakes, but we can also step in if your claim has been denied, delayed, or underpaid.
Can you help if my insurance company already made an offer?
Yes. We can review their estimate to see if damages were overlooked or undervalued and fight to get you the additional amount you’re entitled to.
What types of claims do you handle?
We handle fire, flood, roof damage, mold, wind/hurricane damage, plumbing leaks, structural collapse, vehicle impact, vandalism, and more.
How long does the claims process take?
It depends on the complexity of your claim and how quickly the insurance company responds. We work diligently to move the process along and keep you updated every step of the way.
Do I have to pay anything upfront?
No. There are no upfront costs. You only pay us after your claim is settled and you’ve received payment from your insurance company.
Will hiring a public adjuster upset my insurance company?
No. It’s your legal right to hire a licensed public adjuster. In fact, having a professional on your side can lead to a fairer and faster resolution.
Our Happy Clients!
He worked so hard for us after getting the run around from our insurance company. He never stopped fighting to make sure we got our policies contractual amount. Super appreciative we found Felix.
I met Mr Felix Herrera thru my son in love Jean. His professionalism and courtesy make a big difference from the others and I appreciate him very much.
Felix was great and helped me through the process that can be very overwhelming.
Felix was great, very detailed and communicated every step of the way. Highly recommended 👍🏽👍🏽
Hello, I hired Felix to be my public adjuster after the hurricane in 2022. He did outstanding job handling my insurance claim and getting in done in a reasonable time. He’s a pleasure to work with. Highly recommend Felix!
Felix was an amazing adjuster. I had a claim on a rental property 1 month before I had a house fire on another home of mine. The second home with the house fire I used Felix. I was paid out way faster with Felix and the 1st home was still pending….. he worked so well, that I used him for another claim i had a few months later another rental. I highly recommend. As an investor I’ve worked with many adjusters, and can safely say I’ll be using Felix again if needed
I contacted Felix with ceiling damages caused by a leak from my guest bathroom, he worked with my insurance and their adjuster and facilitated a new bathroom. I will forever be grateful for Felix Herrera and his professional demeanor and caring nature.
Ready to Get the Settlement You Deserve?
Don’t let the insurance company decide the value of your loss. Let our experts fight for you — with no fees unless you get paid.
We Help Homeowners With Property Damage Claims & Make Sure Their Insurance Doesn’t Under Pay
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