What Makes The Claims Process So Complicated & Stressful
Claim Denials
Policyholders frequently complain about their claims being denied, often due to technicalities or exclusions in the policy.
Low Settlement Offers
Many homeowners feel that the settlement offers they receive from their insurance company are too low to cover the actual damages and repair costs.
Slow Claims Process & Poor Communication
Delays in the claims process, from initial reporting to final settlement, are a major frustration for many policyholders. A lack of clear and timely communication from insurance companies often leave homeowners feeling anxious about their claims.
Complex Policy Language
The technical and legal language used in insurance policies can be difficult for homeowners to understand, leading to misunderstandings about coverage and exclusions.
Disputes Over Damage Assessment
Disagreements between the homeowner and the insurance company over the extent and cause of the damage can lead to dissatisfaction.
Customer Service
Poor customer service experiences, including difficulty reaching representatives and receiving unhelpful responses, are common complaints.
How Do We Help You?
After a loss, we review your homeowner’s insurance policy to determine what you are entitled to, as apposed to what your insurance says they’re covering. Then we review the estimate prepared by your insurance to see where you might have been underpaid.
First Way We Can Help
- Handle Your Claim From The Start
- Document The Loss & Prepare An Estimate
- Work With Your Insurance To Negotiate The Largest Settlement We Can For You
Second Way We Can Help
- Come In After Your Carrier Has Made A Coverage Determination
- Review Your Policy & The Insurance Estimate
- Advocate For What You’re Entitled To
- Present My Estimate To Your Carrier
- Work With Your Insurance To Reach A Settlement
“No secrete sauce, just experience”
Having worked thousands of claims on the side of insurance, we know how they work, and are prepared for what they’ll throw our way, when working a claim for you. Claims And Appraisers Public Adjusting help homeowners who have property damage by making sure insurance companies do right by them. Our clients may have property damage like roof leaks, water damage due a plumbing failure or toilet backups, fire, vandalism, theft, or even if a vehicle strikes their home. We visits their homes, inspect the damage, review their policy, and advise our clients if we think there is coverage. If the client has filed a client prior to our involvement, then we review the insurance company’s estimate, to identify where they’re skimped, and fight for what’s missing. Our inspection and consultation is always free. In fact we work on contingency, which means we don’t make a penny until we get our clients paid